Medicare Open Enrollment

MEDICARE OPEN ENROLLMENT

October 15 – December 7

To make any changes to your coverage

Coverage begins on January 1, 2022

Do your homework!

If you don’t have any changes, you don’t do anything.

For Assistance:

1.     Check online at Medicare.gov or call 1-800-633-4227.

2.     State Health Insurance Assistance Programs (SHIP Programs)

Counselors that sit with anyone for free to help you make the best decisions.  To find the SHIP counselor near you check online at www.shiptacenter.org or call 1-877-839-2675.

3.     Veterans:  TRICARE:  Call 1-877-698-7422

4.     The Medicare Open Enrollment period runs from October 15 – December 7, 2021. This is the time to make any changes to your Medicare coverage for the following year. 

Here are five things to consider when deciding if it is time for you to change your Medicare coverage: 

1.     Have you received a new diagnosis or been given a new diagnosis?  Changes to your health may mean you require more or different health care services.  Make sure you understand what your current plan will cover and how much you will have to pay.

2.     Is your doctor still in your plan’s network?  Plans can change their network provider list from year to year.  If your doctor is no longer in your plan network, you may want to change doctors or choose a different plan.

3.     Does your plan still cover the medications you take?  Plan drug formulations are reviewed annually and may change. 

4.     Is your pharmacy still in your plan’s network?  Just like provider networks, plans can change their pharmacy networks too.

5.     Has your financial situation changed?  You’ll want to make sure you are still comfortable with your plan’s cost sharing terms.